Save Up to 30% on Real Estate Commissions — For Life, Plus, Get Up to *$50K Extra When you build, buy, or refinance
Stack your benefits: Save on commissions for life, unlock up to $50K in extra funds, and keep more of your money every time you move.
Discover the Secrets to Our Almost Perfect Rating
4.9/5 User Rated
Average Customer Satisfaction Rating
3000+ Recommendations
Thousands of Happy Customers
Top Rated Reviews
Zillow, FB, Google, Top Rated® & more
Build, Buy, Refinance, or Renovate with Confidence
Fantastic Real Estate Commission Savings:
Get up to *30% off real estate fees EVERY time you buy or sell a property or land.
Get Up To *$50,000 Extra Funding:
Qualified borrowers can access funds before, after, or at closing — to use however you’d like.
Home Loan Programs Nationwide:
As an FDIC-Insured Direct Home Loan Lender, we offer what most can’t — in all 50 states.
Veteran-Owned and Operated:
Proudly serving you with honor and integrity, ensuring you get top-tier home financing support.
Unlock Lifetime Savings Every Time You Move
Answer a few quick questions to check your eligibility for commission savings and up to $50K extra in funding.
No Hard Credit Pull To Start
No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
How It Works: Save Big On Every Move
We make saving on real estate commissions and loan options simple, fast, and nationwide. Just follow these four steps to unlock your benefits.
Check Your Eligibility in All 50 States
Complete a short form or call (844) 999-0639 to see how much you can save when buying or selling with a participating agent. or schedule online!
Get Paired With a Trusted Real Estate Partner
We’ll connect you with a top-tier agent offering exclusive commission savings — designed to keep more money in your pocket at closing.
Need Financing? We’ve Got Your Back
Our trusted bankers help you explore mortgage options with competitive rates and personalized advice — so you can buy smart.
Access Up to $50,000 in Extra Funds
Use your extra funding for upgrades, debt payoff, or big moves — just like thousands of savvy buyers and sellers already have.
As Seen In
Turn Real Estate Moves Into Real Savings
Unlock up to 30% commission savings and $50K in extra funds — no haggling, no hassle. Just serious value for every move you make.
"This saved us nearly $12K when we sold our last home, and bought a new one — no catch." — Maria & Luis G.
Wipe Out the Worry of High Fees — We’ve Got Your Back
Frustrated With High Real Estate Fees?
We help you save up to 30% on commissions — every time you buy or sell, no matter the property type. Get this savings for life when working with us.
Don’t Like Negotiating?
No problem. Our program comes with nationwide, built-in savings already arranged — so you skip the back-and-forth and keep the cash.
Need a Top Agent You Can Trust?
We’ll match you with experienced pros local to your area who focus on savings, service, and your success — so you never overpay.
Looking to Stretch Your Budget?
Use your agent commission savings to reduce your rate, cover closing costs, or put extra cash toward your next move.
How Would You Use Up To *$50,000 Extra?
Unlock Seamless Savings with Our Smart Loan Program Designed Exclusively for Homebuyers
Easy Consumer Loan Process
Access Up to *$50,000 Extra Funds:
Tap into flexible cash — available before, during, or after closing — designed to help you invest in what matters most.
Put It Where It Counts:
From renovations to furnishing to debt consolidation, your cash works for you — not the other way around.
Real Savings on Real Estate Services:
Save up to *30% on real estate commissions when paired with our trusted agent partners — available in all 50 states.
Close with Confidence:
Apply agent commission savings toward closing costs or rate buydowns to stretch your budget even further.
Not Everyone Gets It.
But If You Do — Use It Right.
Up to *$50K in extra cash is on the table. Here's how smart buyers put it to work.
Furnish It Fast
Beds, couches, appliances, even a full kitchen setup — make your new place move-in ready from day one.
Build A Backyard Oasis
Add a hot tub, patio, fire pit, or outdoor kitchen. Your new space, your way — no waiting years to enjoy it.
Ditch The Debt
Pay off high-interest cards or auto loans to free up your monthly cash. Get breathing room right away.
Renovate It Right
Want a dream kitchen, luxe bathroom, or bigger shower? Use your upgrade funds now — not “someday.”
Add a Rental or ADU
Convert a basement, garage, or guest space into a cash-producing unit — and help offset your mortgage.
Make It Pay Off
Start a home-based business, upgrade your tools, or set up your shop — and keep your savings intact.
We Make You Our Priority.
If You Have A Better Offer,
We'll Tell Ya, Not Hard Sell Ya!
*Our consumer loans are only available to mortgage customers of The Federal Savings Bank
Leading The Way In Home Loan Lending Nationwide
Why Choose Our Agent Savings Program For Trusted Banking?
Rely on our veteran-owned bank for secure, customized financing — built on stability, service, and success.
Nationwide Reach & Loan Diversity:
Access powerful mortgage solutions across all 50 states — including niche, jumbo, and specialty programs.
Veteran-Owned & FDIC-Backed:
As a veteran-owned and FDIC-insured bank, we bring unmatched peace of mind — with real service and integrity.
Rock-Solid Market Stability:
Through every market cycle, our federally chartered institution remains steady — with deep roots and a future-forward approach.
In-House Committee, Real-World Results:
Our in-house team personally reviews and approves loans — even ones big banks won’t touch — helping you move forward.
Got Loan Questions? Let's Talk First.
No pressure & no credit check to chat.
01
Message Us Anytime
Start a real conversation with our loan team. No bots. No waiting.
02
Talk to a Real Expert
We’ll match you with a trusted banker who listens, not sells.
03
Get Real Options Fast
We’ll show you what’s possible — no pressure, no credit pulls.
5-Star Reviews For Your Real Estate Lending Journey
Mitul Aiub
Valley Stream, NY
This was my first time home buying, certainly I was unaware of lot of things, Mr. Yousuf helped me with every kind off assistance, he was being very professional extremely helpful throughout the whole loan process, I had a wonderful experience and I would highly recommend him to my friends and family.
Alinakharisova2
Miller Place, NY
Gus and his team went above and beyond to make buying our first home a very simple and straightforward process. Superb communication and they all took their time to explain every step of the process. We couldn’t be happier!
Lissette Delgado
New York, NY
Robert and his team were the best choice for our first mortgage experience! Robert answered every question we had, communicated promptly and was very attentive to our plans and needs. His team was equally professional, quickly and thoroughly completing every step of the process. We strongly recommend them!
*Our consumer loans are only available to mortgage customers of The Federal Savings Bank
Your Top Questions About Real Estate Savings Answered
Get clear answers to help you save on real estate fees, get extra funding, and transform your home-buying or selling experience with confidence.
How does the *30% commission savings work?
Through our wonderful relationship with top real estate agents nationwide, we’ve negotiated up to *30% off standard commissions. This can be applied as a closing cost credit or, where allowed, a reduced representation fee—saving you thousands with no cost to you. You may even use it towards a rate buy-down.
Who qualifies for the *$50,000 extra funds?
Qualified borrowers using our Build, Buy, Refinance, or Renovation loans, regardless of property style, occupancy, or loan type, may be able to request up to *$50,000 extra before, at, or after closing. Complete our eligibility form to see if you qualify.
Can I use my own real estate agent?
Yes, you can use any agent you prefer! However, our exclusive real estate commission savings are only available through our network of vetted, high-quality participating agents. We connect you at no cost, ensuring you save with confidence. If you choose your own agent, they may still lower their fees inspired by our model—your savings, your choice!
How do I get connected with an agent offering this savings?
Simply fill out our eligibility form, and our relationship agency will match you with a top agent offering our negotiated savings—all at no charge to you. They may reach out to verify property location details for pairing you with the right agent in your targeted locations and areas.
What properties are eligible for the savings?
The discount applies to residential homes, land, and commercial buildings—any property you’re buying or selling. You are not restricted to the number of times you can use this relationship, meaning it's possible to get up to *30% off your real estate transactions for life!
Is this available in my state?
Yes, we operate in all 50 states, connecting you with agents and loan options nationwide. Depending upon the state requirements, your agent may either offer a immediate savings up front on their representing side of your transaction, or it may be required to be listed as a closing cost credit on your loan closing statement. If listed as a closing cost credit, it would reduce your amount required to bring to closing, offsetting typical loan fees.
How much can I save with the real estate commission savings?
With these real estate commission savings, you can save significantly on your agent’s fees. For example, on a $500,000 home, a typical 3% commission for your agent is $15,000. A 30% savings reduces this by $4,500, making your home purchase or sale more affordable. *Savings vary by transaction and location—use our fee calculator to estimate yours!
Can I use the savings for both buying and selling?
Yes, you can use our real estate commission savings for both buying and selling! Save on any transaction—whether it’s a home, mobile home, land, or commercial property—with our trusted network of agents. Achieve your real estate goals with ease and confidence!
Call Us 24/7
(844) 999-0639
To speak with a banker or check program eligibility, call anytime.
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with AgentFeeSavings.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
AGENTFEESAVINGS.COM, POWERED BY THE FEDERAL SAVINGS BANK, 4120 WEST DIVERSEY AVENUE, CHICAGO, IL, 60639, UNITED STATES (844) 999-0639
